Why Every Dog Owner Needs to Get Pet Insurance

 

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When you bring a dog into your life, it's not just a pet that you're adding to your family—it's a heartbeating, tail-wagging bundle of joy. And just like any loved one, ensuring they have the best care is essential. Seriously, you have insurance, right? If you have kids, they also have insurance, right? Well, your dog needs this, too; in fact, no matter what type of pet you have, they all need this. So, with that all said, how can pet insurance be beneficial? 

Well, the last thing you want to deal with is some major disaster, such as your dog getting a bite, a freak accident, or something worse. At the end of the day, insurance is meant to help you, the owner. But still, why get pet insurance? It’s optional! Well, here’s exactly why!

A Degree of Legal Protection

Alright, just to a small degree, now, in case you have to get a dog bite injury attorney or there’s a case against you, to a small degree, pet insurance can help. So, this isn’t liability insurance in the slightest; liability insurance for your pet is something else. 

But some (not all) pet insurance companies will offer coverage in case a freak accident were to happen, and legally speaking, you need to protect yourself and your dog. Again, it’s going to vary based on the insurance, but depending on which one you have, this can be seen as a positive. 

Financial Buffer for Vet Visits

Let's face it: vet bills can be too much and way too overwhelming, especially when unexpected illnesses or accidents happen. So that’s exactly why pet insurance acts as a financial safety net, covering a significant chunk of medical costs. 

This means you won't have to choose between your wallet and your pet's well-being. Whether it’s routine care or emergency surgery, having insurance in place ensures you’re financially prepared for both the expected and unexpected. Hopefully, it never gets to the point where it’s needed, but in case that happens, you and your dog will be in good hands. 

Encourages Early Veterinary Care

So this one might vary from person to person, but usually, just knowing that you have pet insurance can encourage you to take your dog to the vet at the first sign of trouble. Why wait and worry when you can get a professional opinion and nip potential health issues in the bud? Besides, early detection and treatment often mean a better prognosis for your pet and less invasive treatment, which can be easier on your dog and your budget.

There’s Something for Every Budget

Like all insurance, this one can be pretty expensive, but it can also be affordable. You just need to keep in mind that pet insurance isn’t a one-size-fits-all deal. The beauty of it is in the flexibility. You can choose from a variety of plans to find one that suits your budget and your dog’s needs. So, honestly, at this rate, there’s no excuse for any pet owner. 

The Story Behind the Family Disaster Dogs idea, books, blog and lessons

Interview With Author Amber Higgins on NFREADS.COM

Please introduce yourself and your books!

Hello,

I’m Amber Higgins, the author of three books that tell dog owners how to use the family dog to find missing loved ones and help during disasters. I’ve also self-published a short story called, “A Squirrel Planted an Acorn”.

I always was a writer and dog lover. My work was first published offline in the 1990’s in magazines and newspapers, including a weekly herbal health column that ran two years. I set writing aside for about fifteen years to volunteer with my bloodhounds and German shepherds I raised, trained and placed nationwide for search and rescue work. I’ve worked with pets since 1976 as a professional master groomer, dog trainer and pet business owner until recently semi-retiring to spend more time writing.

What is the story behind your book(s)?

When the earthquake and tsunami hit Japan, we were awakened at 3 am by tsunami sirens and evacuation phone calls on the Oregon coast where I was living writing other books. As I was watching the event unfold on television because we lived on a hill and were safe, I looked at my bloodhound Daisy who sat next to me and the idea for the Family Disaster Dog books dawned on me.

All of a sudden I thought of the many ways our dogs can help us! Family dogs can learn how to help their owners like search dogs do! Our own dogs can find us! They do this everyday when they want to play or go outside, our dogs are always wishing to follow us so why not ask them to find people they love who may be lost or trapped after an earthquake or tsunami ? Dogs can carry evacuation bags for young children, seniors and disabled family members who cannot carry the weight themselves!

That night, I began writing the “Family Disaster Dogs” book and lessons tailored to fit any dog’s household and family. Every dog can do something ! One simple skill may save a life. I knew that writing a book and publishing takes time so I started a blog to reach dog owners as I wrote the book. Right away, people online loved the idea!

Today, there are over two hundred Family Disaster Dogs articles online and the site has daily visitors from all over the world. The original Family Disaster Dogs book was published in 2015 by a publisher who went out of business 2016. I added 50 more pages of lessons and self-published the second edition in 2017 along with a small but helpful book called Evacuate with Your Dog’s Help-Survival Bag List.

My children’s book with illustrations by UK dog cartoonist, Scotty King, was recently released by Waldorf Publishing (2019).

What were the best, worst and most surprising things you encountered during the entire process of completing your book(s)?

I was surprised that dogs and owners as far away as Scotland and Australia were learning from what I posted on the blog! This encouraged me to keep the lesson ideas flowing, they were learning valuable skills with their dogs and what to do in emergencies to help themselves and communities. The best thing was that people wanted to know more. The worst experience was my first publisher going out of business a year after publishing the book.

What are your plans for future books?

I have two more children’s books in this genre planned and three other children books in draft I wrote years ago, along with a novel almost completed.

Tell us some quirky facts about yourself

I once lived on a mountain top 4 miles to the nearest electric pole and wrote by the flame of an oil lantern. I wrote my young daughter children books for Christmas on an old royal typewriter under the glow of the oil lamp. One day I will self-publish those books I have carried around in draft for thirty years.

Amazon author page is  https://www.amazon.com/Amber-Higgins/

Twitter is @URdogCanRescueU

Facebook author page is  https://www.facebook.com/AuthorAmberHiggins/

Facebook Family Disaster Dogs page is  https://www.facebook.com/familydisasterdogs/

Website https://www.familydisasterdogs.com

Books

Evacuate with Your Dog's Help

My Puppy Can Find Me Publisher Page

https://www.waldorfpublishing.com/collections/2019/products/my-puppy-can-find-me

Taking Responsibility: The Dog Owner's Guide To Getting It Right

There’s no relationship quite like the connection between man and his best friend. If you’ve got a dog, it’s so important to understand your responsibilities. When you bring your new furry friend home, it’s your duty to look after them and keep them safe, fit, and healthy. Here’s a guide to getting it right to help you.

Image from https://www.flickr.com/photos/gorefiendus/3432756019/

Making your home dog-friendly

It’s essential to ensure your home is a safe environment for a cuddly creature before deciding to get a dog. Dogs need space to move around, a comfy spot to settle and an environment free from hazards. It’s a good idea to prepare your home before you bring a new puppy or rescue dog home to reduce the risk of accidents and injuries. Place a fireguard in front of an open fire, use stair gates to prevent them from going into rooms you want to keep dog-free and move cleaning products, chemicals and medicines from cupboards and drawers that could be discovered by a keen nose. Buy some toys, a bed and some blankets and stock up on food.

Giving your dog love and attention

Dogs don’t like to be alone, and they crave attention. Dogs aren’t naturally solitary animals, and they long for cuddles and human interaction. If you have a dog and you work long hours, or you tend to go away on the weekends, it’s a good idea to have a look at facilities like Camp Diego dog boarding or ask a friend or relative if they could dog-sit for you. Spending time with people will boost your dog’s happiness and wellbeing and hopefully, reduce the risk of them getting bored and chewing slippers, sofa cushions or new clothes.

Exercise and playtime

Dogs need exercise, so if you’re thinking of getting a new best friend, be prepared to walk, even in the pouring rain. It’s not enough to let your dog run around the backyard for a few minutes each day. All breeds are different in terms of how much exercise they need, but all dogs should be walked at least once a day. If you can’t walk your dog as much as you’d like to, have a look for a local dog walking service. Take time to play with your dog and have fun together. Throw a ball for them in the woods or chase them around the garden.

Maintaining good health

Aside from ensuring your dog is active, it’s also important to make sure they have a healthy diet, and they get the care and attention they need. Initially, if you have a puppy, you’ll need to call the vet and organize vaccinations. You’ll then need to visit periodically for boosters. It’s also a good idea to worm dogs regularly and to keep an eye out for fleas. Dental health is also important for dogs, as gum disease is a very common issue. Brush your dog’s teeth and organize regular checks.

Image credit https://pixabay.com/en/woman-dog-pacsi-paw-hobby-pet-888409/

If you have a dog, you are responsible for that bundle of joy’s health and happiness. Hopefully, these simple tips will help you get it right.

The Necessitates Every Furry Friend Needs From It's Owner

We share this planet with some of our furry friends. They may not understand us totally, but when we have pets, they connect with us on a very deep level. It's the responsibility of every owner to give their dog or cat the best we can give them to make sure their life is fun and fulfilling. Their living standard is completely in our hands, and because they don’t live as long as us, it's our duty to make them feel loved. However just as they don’t understand us word for word, we have trouble knowing what they’re thinking and feeling. It can be daunting to become a pet owner if you simply feel lost and don’t know what the very basics are for keeping a pet fit, happy and healthy. It's not that difficult, but the results will vary on how you approach certain things that every furry friend needs.

Image by Alexas_Fotos

Plenty of play

The number one cause of pets that gnaw on furniture, ruining couches, sofas and wooden legs of dining tables is because the pet is restless. They don’t do it out of wanting to get revenge or to make your life harder; it's just that they have to release that tension somehow. Therefore every pet needs plenty of play. If you have a dog, it's recommended to walk them twice a day, once in the morning and once more in the evening. It doesn’t have to be long, but the dog has to get rid of all the pent-up energy and express it in the form of sniffing around, marking his or her territory, and run around chasing something. The same with cats, they need to able to stretch out and use their natural reflexes to chase a fake mouse or play with a ball of wool.

Photo by Austin Community College

Constant check-ups

Many dogs will see their bodies start to let go as they get older. The hip joints and the pelvis region are the number one areas of concern for ageing pets, dogs and cats alike. This is why no matter how healthy they might be right now, sooner or later they will need check-ups by professionals. As this is sure to be over a lifetime, it's crucial to seek out the best low cost vet care. When you do, you’ll be asked to sign up your pet, and they will then be given their online account. You can see their entire medical history with the vet, and this gives you a chance to spot any reoccurring problems that will eventually leave patterns so you can recognise what might be best for your pet. You can also choose from different healthcare plans that also go up to advanced for the pets that have complicated and possibly rare conditions.

The basics of maintaining the living standard for pets is something that every pet owner must invest time and money in. The regular health check-ups will become irreplaceable the further on in life your pets go, but giving them a healthy and active lifestyle is just as important to keeping their moods level and predictable.